Economic Abuse

A man in a suit checking his phone in the shadow of a large stone bank building.

Understanding Economic Abuse

When money and resources are used as a means of control.

Economic Abuse occurs when money, financial systems or other economic resources are used to control, restrict or harm someone.

It can affect much more than the money available in a bank account. Economic Abuse can interfere with a woman's income, employment, housing, credit, debt, benefits, property and access to the resources she needs for everyday life.

It can begin during a relationship or continue, and sometimes escalate, after separation. Because it does not necessarily require physical proximity, an ex-partner may be able to continue Economic Abuse through joint finances, debts, property, child maintenance, employment or legal and financial processes long after the relationship itself has ended.

Economic Abuse is therefore not simply a disagreement about money. It is the use of economic resources or systems in a way that restricts another person's economic security, independence or choices.

A close overhead view of a jumble of British coins.

Why Economic Abuse Is Used

Restrict the resources. Restrict the choices.

Access to economic resources affects where we live as well as our ability to buy food, obtain childcare, get to work, and meet everyday needs.

By restricting a woman's access to money or damaging her ability to generate and retain resources of her own, an abusive former partner can make independent choices increasingly difficult.

Financial pressure can restrict housing options, interfere with employment, make legal representation harder to afford or leave a woman dependent upon payments and resources her former partner continues to control.

This can allow control to continue after physical separation. Economic Abuse can continue or escalate after separation through finances, debts, property, child maintenance, employment or legal and financial systems.

The less you have access to,
the fewer choices you may be able to make independently.

The Impact

The impact extends far beyond money.

Financial Stability

Debt, depleted savings, damaged credit and difficulty meeting everyday costs can continue long after an individual tactic has ended.

Independence & Choice

Reduced access to money and resources can limit choices about housing, employment, transport, childcare, professional advice and the ability to establish an independent life.

Emotional & Mental Wellbeing

Economic Abuse has been associated with depression, anxiety, PTSD and psychological distress. The continual demands of dealing with financial problems can also consume time and mental capacity.

Long-term Security

Debt, damaged credit, disrupted employment and depleted resources can continue affecting housing, employment and financial opportunities after separation.

This is what makes Economic Abuse so damaging: a tactic directed at money can ultimately affect the resources, choices and stability a woman needs to rebuild an independent life.

How This Section Works

How Economic Abuse is carried out

Research into Economic Abuse has identified recurring tactics and actions that former partners can use to achieve particular objectives.

The information below draws on peer-reviewed research to show these behaviours in more detail. Tactics describe the strategies that may be used; actions show the specific ways those tactics can be carried out.

Roll over a tactic category below to see the actions used to achieve the objectives.

These tactics can be used alone or together. One tactic in one area of life can create pressure in another. Recognising the tactics is the first step towards understanding the pattern.

A woman silhouetted, walking alone down a shadowed corridor toward daylight.

What Comes Next?

From recognition to response.

Recognising the tactics used against you is an important first step.

The next step is to explore the countermeasures that can help you respond. Countermeasures are the preventative and responsive actions that can be used to reduce the impact of a tactic or stop it from occurring.

Need immediate help?

If you are in immediate danger, call 999.

The final emergency and specialist support information should be confirmed before publication.